Whether you are just starting to browse our large selection of luxury Lincoln vehicles, or you have already narrowed down your selection, Vic Bailey Lincoln welcomes you into our Finance Center to begin discussing your financing options. We are the auto loan and lease resource for customers with all types of credit from Greer, Gaffney, Duncan, SC and beyond.  

We Serve Customers with All Types of Credit

Regardless of a good or bad credit score, we will work with you and leverage our outstanding relationships with South Carolina lenders to secure an auto loan that meets your individual needs. We can also help if you have an existing loan by either helping you secure a low interest car loan or by refinancing or adjusting the terms of the contract. Come in prepared to discuss your specific financing needs. We are prepared to review your situation and use our expertise to provide you with the best possible financing options for you.  

Get to Know Our Finance Center Near Greer, SC

Even if you have financed a vehicle in the past, we know that going through the process of qualifying for a car lease or loan can seem intimidating. It's our goal to make securing auto loan for your new or used Lincoln vehicle as straight forward and simple as possible.   As you begin the financing process, it's important to know that factors such as the cost of the vehicle you're purchasing, the information provided on your finance application, your credit score and the amount of your down payment will impact your auto loan rate. When you shop within your budget, and put as much money down as possible, you can get the best rate on the Lincoln vehicle you are purchasing. Remember, we are financing experts and you can rest assured we will walk you through the process every step of the way!  

Apply for Your Auto Loan Online

Our expert staff in the financing center is always available to you, during our business hours, to answer any questions you may have and to help you complete the loan application process. However, if you desire to apply for your loan outside of business hours, or prefer to complete the process from the comfort of your own home, we do have a convenient online finance application available. This tool allows you to apply easily online for an auto loan or lease, get a more concrete idea of what your budget should be for your new vehicle, and save time at your Spartanburg dealership. Go ahead and get your application started today!  

Not Sure About Your Credit Score? Ease Your Mind with Our Credit Estimator

Are you not sure where your credit score stands and don't want any surprises when you apply for your loan? Our Credit Estimator tool can help you go into the auto loan or lease process without any surprises. Just enter your information into our simple form and our Credit Estimator will return your estimated credit score within seconds.  

Browse the New and Used Vehicle Inventory at our Spartanburg Lincoln Dealership

Visit Vic Bailey Lincoln in Spartanburg, SC, or browse online, to view our extensive inventory of new and used vehicles. Our dealership leads the way in the Spartanburg area when it comes to expertise in auto financing. Let our experts make the process of financing your next Lincoln vehicle easy. Questions? Give us a call at 888-277-7636 our complete our online form.




  • Monday 9:00 AM - 7:00 PM
  • Tuesday 9:00 AM - 7:00 PM
  • Wednesday 9:00 AM - 7:00 PM
  • Thursday 9:00 AM - 7:00 PM
  • Friday 9:00 AM - 7:00 PM
  • Saturday 9:00 AM - 6:00 PM
  • Sunday Closed